WebNovels

Superpowered but Still Broke

Ajax1
7
chs / week
The average realized release rate over the past 30 days is 7 chs / week.
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Synopsis
Kai was reincarnated into a world of magic, monsters, and money problems. Blessed with ridiculous powers but cursed with empty pockets, he’s forced to take on bizarre quests, crazy companions, and the occasional world-ending threat—all while trying to pay rent. Between sarcastic goddesses, talking swords, and a “helpful” system that keeps charging him fees, Kai’s greatest enemy might just be the economy. But when fragments of his past life start bleeding into the present, he learns that being broke isn’t his biggest problem—it’s staying alive long enough to fix the mess he left behind. Action, comedy, and a touch of heartbreak collide in Superpowered but Still Broke, a reincarnation adventure where power doesn’t always mean prosperity.
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Chapter 1 - Limit Breaker and Broke Beginnings

The morning sun barely crept over the rooftops of Orvelia City as I sat cross-legged on my apartment floor, staring at a pile of unpaid bills and empty coin pouches. My stomach growled like a disgruntled monster, and the limit of my patience was… nonexistent.

"Another day, another empty wallet," I muttered, poking at the last stale bread crumb in the corner.

That's when the system pinged.

[Welcome, Kai.]

[You are now registered as a Hero Candidate.]

[Debt Level: –100 G.]

I blinked. Hero Candidate? My entire resume consisted of "survived childhood," "excellent at procrastination," and "can slightly run faster than average when chased."

[Special Ability: Limit Breaker unlocked. Debt-powered enhancement active.]

"Debt-powered… what?" I whispered. My hand shook as sparks of energy surged through my veins. Suddenly, my senses sharpened. The air smelled sharper, the light brighter. Even my stomach grumbled in a heroic rhythm.

"Perfect timing," a voice echoed behind me. A tall, elegant figure stepped into my apartment—Lady Seraphine herself, hair glinting like molten gold. "Kai. You've been selected for a heroic task. Your talents are… unique."

I coughed. "You… you mean I have to fight monsters?"

She smiled. "Technically, yes. But first, a small assignment to gauge your abilities."

She handed me a glowing scroll. As I read it, the system pinged again:

[Quest Assigned: 'Test of Potential' — Accept to proceed.]

I swallowed. My debt level blinked ominously: –100 G. But the Limit Breaker thrummed in my veins. "Well… guess I'm signing up."

[Quest Accepted.]

[Objective: Survive the tutorial encounter.]

Lady Seraphine nodded. "Good. Remember, strength isn't just about power—it's about strategy… and sometimes, sheer luck."

The next instant, the window shattered with a crash. Slime-like creatures poured in, wobbly and blue, each with tiny grins and glinting eyes.

"Uh… tutorial encounter?" I muttered. My hands tingled. I clenched my fists, and the Limit Breaker flared. Suddenly, my strikes were faster, stronger, and more precise—though I still had no idea how to aim properly.

I swung wildly, splattering the slimes against walls and ceilings. One bounced back and hit me square in the face.

[Damage: 5 HP]

[Debt Fine: –2 G]

"Seriously?!" I yelled, rubbing my nose.

From behind the chaos, Lady Seraphine's calm voice cut through. "Focus on the smallest one first. Concentration saves time—and money."

I blinked. "Money? We're in combat!"

[System Reminder: Debt matters. Strength increases with negative balance.]

I groaned and nodded. Great. Fighting monsters while losing money—my life had officially become a sitcom.

After a chaotic few minutes, the slimes were defeated. I stood in the wreckage of my apartment, panting, battered, and… somehow more powerful. My HUD blinked with a new notification:

[Limit Breaker Level Up!]

[Debt Influence: +10% effectiveness.]

Lady Seraphine clapped lightly. "Impressive. You survived your first test. Your debt is… manageable for now, but it will grow. And so will your abilities."

I blinked. "So basically, the more broke I am, the stronger I get?"

She smiled cryptically. "Exactly. Now, I have your first real quest waiting. Are you ready?"

I swallowed, feeling the weight of both destiny and debt pressing on me. "…Yeah. Let's get this over with."

[System Notification: Quest Available — Hero Candidate Task #1: Small Slime Extermination.]

And so began my life as a hero… broke, confused, and powered by debt.