According to Penny, in her first life, she had fallen into a conspiracy involving their family business, Global Prime Logistics. In that life, Atlas was running the company, and Penny didn't even have her own. Instead, she had a completely different career, and because she desperately wanted her brothers' approval, she kept poking her nose into the family business.
Before she knew it, she was taking the fall for something she didn't do… and was sentenced to death.
As for Finn, he was tangled up in a situation he couldn't escape from. And in that situation, he was associated with Zoren Pierson—Penny's husband. Considering the dangerous circles Zoren used to be in, Finn ended up with a bullet between his brows.
In summary, Zoren was at the center of all of it.
