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Chapter 5 - Chapter 3 Part 1 Debt House Rules (18+)

Chapter 3 Part 1 Debt House Rules

After driving for more than ten minutes, the car finally arrived at its destination, which turned out to be a very narrow street. 

After getting out of the car, Yingzhi specifically said, "Yayi, whatever happens in a bit, don't interfere. It won't be anything serious, and… don't tell Zhang Yong that I was here." 

"Okay…" 

Although I was full of questions, I could only agree and follow behind her. 

Turning a corner, at the end of the road was an old building several stories high. At the entrance to the basement stairs, a man in a security guard uniform was sitting with a showy swagger. When he saw us approaching, he stood up quickly, his expression a mix of delight… and lechery. 

Yingzhi walked up to him, and the guard blocked her, asking, "Beautiful lady, what brings you here?" 

"I'm Yang Feiyi's cousin. She asked me to come." 

The security guard pointed at me. "And him?" 

"He's my friend, just accompanying me." 

"What good is bringing a friend? Beautiful, I recognize you, it's not your first time here. You should know the rules inside." 

Yingzhi nodded. The guard didn't say another word; with hands as greedy as hungry monkeys, he grabbed her body, groping her chest rudely. But since Yingzhi didn't object, and remembering her earlier warning, I had no choice but to stand aside and watch. 

Not satisfied with just feeling her up, he simply undid the buttons on Yingzhi's shirt, exposing her entire chest. 

"Haha, come here, beautiful," the guard said lewdly. 

Yingzhi helplessly nodded, took off her shirt, and stood there topless. The guard hugged her and started sucking her breasts. 

He reached down to unzip her skirt, and Yingzhi cooperated, letting her short skirt slip down to her ankles. 

The security guard's rough hands immediately reached between her legs, stirring until slick, then violently tore off her panties… 

But Yingzhi didn't mind. The guard signaled her to bend over and lean on the chair, then stripped off his own pants, spread Yingzhi's sexy legs apart, and in broad daylight rammed his cock all the way into her dripping pussy with a loud slurp! 

…In broad daylight, the security guard was fucking a lovely married woman like this… The alley was secluded, but people walking by sometimes glanced and didn't care in the slightest. 

Sex here was as casual as eating by the street, needing no secrecy at all. 

The guard clearly just wanted to get off; his movements were quick, not treasuring the beauty at all. 

Once his face was filled with lust and satisfaction, he pulled up his pants. 

But Yingzhi didn't get up from the chair right away, panting as she told me to take a small, plug-like cotton swab from her handbag. She inserted it into her vagina, and when she quickly removed it, all the semen overflowing inside was absorbed… During this, the guard, now dressed, stood beside me and laughed, "You're her friend? Bet you've fucked her plenty!" 

I didn't know how to respond. In my original world I could have just punched this guy, but before I could react, Yingzhi, who was just getting up, smiled sweetly, making me even more speechless. 

The guard probably found me boring, said nothing more, sat back in his chair with a cigarette, and pointed upstairs: "Go on up. If you're here to pay a debt, the boss is upstairs." 

I picked up Yingzhi's clothes to hand them back, but she shook her head. I was confused and placed the clothes in her hand, but she still refused, shaking her head. 

"Hahaha, you want to wear clothes? Don't you know the rules?" the guard laughed. 

I glared at him, then looked at Yingzhi. She tidied her hair and smiled, "I can't wear clothes when I go up." 

"Sigh… this…" 

I was so shocked my jaw dropped. 

"Don't you know? The boss's rule is that no women upstairs can wear clothes. Hah, I'm all alone watching the door here, but upstairs there are more girls; kid, you might even get to fuck a few." 

He pointed to a cupboard. "Leave your clothes here." 

I looked at Yingzhi, she nodded, so I put all her clothes in the cabinet. When I opened it, there were indeed a few other outfits inside, even what looked like female school uniforms. 

Completely naked, Yingzhi picked up her purse and went upstairs with me following. The building was run-down, and the stair lights were dim. 

Looking up at her pale swaying back, especially the wet-shining mound peeking between her wriggling hips… I nearly tripped on the stairs. 

At the third floor, the door wasn't closed. To my surprise, inside was clean and tidy, like a high-end office. At the reception sat a beautiful woman, who smiled and stood up as we entered. When she stood, her long hair draped from her nape over her full chest, mesmerizing me. 

The receptionist walked out from behind the desk, her long legs and unhidden, bare triangle between her thighs fully revealed… 

Not a hint of shyness; she even smiled sweetly at me, a stranger. 

"Miss Xu, you're here?" 

"Yes, for Feiyi… sigh." 

"It's okay, Miss Yang is inside. Have a seat first." 

"Thank you, Yingying." 

Yingying smiled at me and nodded. Yingzhi pulled me to sit on a sofa nearby. 

I now noticed the big characters on the wall behind the desk: "Speedy Easy Loans" and beneath, "Instant Lending, Flexible Repayment." Seems even in this world, there's money to be made in lending. 

"Your cousin, Feiyi, borrowed money?" I finally whispered quietly to Yingzhi. 

Seeing I seemed uneasy, Yingzhi considerately pulled my left hand onto her thigh. "I'm naked, do as you like. Sigh, this is her second time. If she can't pay back, she has to call me again." 

"She's still a student?" 

"She's in college now, but still immature!" 

"How much does she owe?" 

"About 3,000 credit coins, plus interest, close to 3,500. Not a huge sum, but honestly, I can't help her many more times. If her parents knew, they'd be furious." After marriage, Yingzhi seemed to be a housewife, not working outside anymore, and this wasn't something she could let Yong know; I didn't dare ask where she got the money. 

"All women here have to be naked? Even the receptionist, Yingying?" I asked. 

"Once past the front door, everyone, even staff, has to be naked. We're at reception, but there are other women further in." 

I nodded, amazed again. All these nude workers did it mean you could have them anytime? 

"What's the process for borrowing?" 

"First time, you must provide a female relative as guarantor. If you can't pay, the female relative has to pay with her body." 

"So you're Feiyi's female relative?" 

Yingzhi nodded. I continued, "If the guarantor can't pay either?" 

"Her body stays here, to be disposed of however they like." 

"How would that work?" 

Before Yingzhi could answer, Yingying spoke up: "Miss Lin, you can go in now. They're in room 302." 

"Thank you, Yingying." 

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