"Since you don't have a passage fee, why don't you take a loan instead."
With that, Su Mu handed the A4 paper to Han Xiaopao.
...
[I, Han Xiaopao (ID number: _________________) due to the matter of the passage fee on ________year ________month ________day owe "Ten Treasures," after negotiation between both parties, the annual interest rate is __15.4%. ____. The debtor shall bear the costs incurred by the creditor in pursuing this debt, including inflation fees, mental damages, transportation fees, loss of work fees, or other losses. Both parties agree that this agreement has enforceable effect. Special note!
Debtor: Su Mu (signature and fingerprint)]
.....
After reading it, Han Xiaopao was stunned, his eyes full of incredulity.
No way??
Before time traveling, I had a mortgage, and now, even after time traveling, I still have to carry a "Time Travel Loan"???
Am I destined to never escape loans in my life?
Han Xiaopao was dumbfounded, holding the contract, feeling like crying but unable to.
I haven't even finished paying off my mortgage yet!!
Upon hearing this, Su Mu chuckled and said; "You need to pay a passage fee to pass, it's the rule."
Han Xiaopao looked at this seemingly harmless River Guardian, thinking about how similar he was to his damn landlord!
.....
"What's this 'treasure' in the contract supposed to mean?"
"What kind of thing counts as a 'treasure'?"
Han Xiaopao noticed a blind spot in the contract and hurriedly asked.
"What I consider treasure is treasure," Su Mu said lightly.
Upon hearing this, dead memories began to attack, is this the legendary "Final interpretation rights belong to the company"?
"Sign it or not?"
"If you don't sign, I won't move."
.....
"No, no, no!"
"I'll sign, I'll sign!"
Han Xiaopao said, "I don't have any ink paste, I can't leave a fingerprint."
"Bite your finger and use blood to press it."
"Only then will it show sincerity."
Su Mu crossed his arms, urging him.
Han Xiaopao couldn't resist, so he obediently pressed a bloody fingerprint.
After taking back the contract and confirming it was correct, he smiled and extended his right hand: "Pleasure working with you."
"Pleasure... working with you." Han Xiaopao wanted to cry, but couldn't.
....
"Xiaohan, when you get over there, don't lie flat, you need to work hard."
"If you have any treasures, make good use of them, save more money, spend where necessary, don't spend where you shouldn't, don't go to dangerous places, life is precious."
"Also, when you make it, I will come to see you personally."
Su Mu reminded Han Xiaopao earnestly.
"Thank you... thank you for your concern."
Han Xiaopao thought, save more money? This is to help you save money!
Still coming to see me? This is to collect debts!
Humph, when I get over there, this stupid contract, I won't care.
"You're not going to default, are you?"
Su Mu, afraid Han Xiaopao would go back on his word, reminded him in advance.
"Of course not, when I make it over there, I will definitely pay back the debt!"
Han Xiaopao slapped his chest and said.
I won't pay a damn thing!!
When I make it over there, I refuse to believe that you have the ability!
"Please believe me, I, Han Xiaopao, am not the type to default on a loan."
Han Xiaopao continued to flatter.
"Not bad, full of spirit."
Su Mu heavily patted his shoulder, jumped off the boat, floated in the water, and waved goodbye to Han Xiaopao: "Go ahead, do well over there."
"Work hard!"
...
And so, Su Mu jumped off the boat, tinkered a bit under the boat, and the small boat began to move.
He watched Han Xiaopao leave until he disappeared from sight.
After returning to the shore, Su Mu looked in the direction where he left, feeling a bit envious.
Where did my time travel go wrong?
Trapping me in this godforsaken river.
[You maintained the order within the river, Favor Points +200]
After sending off Han Xiaopao, since he maintained order and peace, Su Mu received a full two hundred Favor Points.
...
Perhaps during my time travel, something went wrong halfway through.
For now, I can't leave here, so I might as well settle down.
First, refine this river, escape from here, then find a sect to cultivate in, and gradually reach the peak of life!
Su Mu built a simple hut by the riverbank with stones and wood, and settled there.
[Host: Su Mu]
[Cultivation: Qi Cultivation Stage 5]
[Mastered Divine Techniques: Water Control, Swimming]
[Water Beast Tamer: None]
[River Affinity: 0.01%]
[River Favor Points: 380 points]
.....
[River Favor Points +10]
With the system's broadcast, he discovered a pattern, that as long as he guards the river for a full day, River Favor Points would increase by ten.
This "River Favor Points" is very useful, for now, Su Mu only knows that they can be used for [Lottery] [Increase River Affinity].
.....
Su Mu came to the riverbank, ready to draw a lottery.
This lottery is random, spending Favor Points to draw, with its scope covering the entire All Heavens and Myriad Realms, fully depending on luck.
If one draws from some trash world, it could be very unlucky!
One point of River Favor Points corresponds to "Ordinary Lottery"
Ten points of River Favor Points correspond to "Bronze Lottery"
A hundred points of River Favor Points correspond to "Silver Lottery"
A thousand points of River Favor Points correspond to "Golden Lottery"
.....
The higher the level of lottery, the easier it is to get good things from higher-level worlds.
However, the Ordinary Lottery might still get treasures from high-level worlds, but the probability is extremely small.
"A single draw for a miracle!"
Su Mu spent one point for the "Ordinary Lottery."
[Spending 1 point of River Favor Points, proceeding with "Ordinary Lottery"]
[Drawing...]
.....
In the next second.
A white treasure chest leaped from the river to the shore, arriving at Su Mu's feet.
Opening the white treasure chest, inside was a Jade Seal, four inches square, with five intertwined dragons on top, with the inscription "Mandate of Heaven, Eternal Prosperity" on the front.
[Name: Heirloom Seal of the Realm]
[World of Origin: Qin Dynasty World]
[Introduction: After Emperor Qin Shi Huang unified the realm and declared himself emperor, Prime Minister Li Si used Lantian Jade to make the Heirloom Seal of the Realm, serving as a token of "Divine Mandate, Legitimate Sovereignty." The front is inscribed with the eight bird and insect script characters "Mandate of Heaven, Eternal Prosperity," and is a token of the Chinese emperors' legitimacy through history.]
Seeing it was the Heirloom Seal of the Realm, Su Mu's eyes lit up.
Goodness, the Heirloom Seal of the Realm!
After the excitement, he immediately felt uninterested, though it was the Heirloom Seal, it was indeed a mundane item, what he needed were treasures with divine powers.
However, he still carefully collected it, thinking if he could one day return to Blue Star and bring this Heirloom Seal back, it would fulfill a great wish for the people of Dragon Country.
.....
At this moment, Su Mu discovered a small stranded carp on the riverbank and promptly released it into the water.
[Favor Points +5]
Su Mu realized that as long as he maintained the order of this small broken river, the River Favor Points would increase.
.....
"Ten continuous draws!"
Su Mu directly used ten Favor Points for ten ordinary lottery draws!