WebNovels

Chapter 3 - Chapter 3 – A Card, A Stat, and a Future

The sky outside Reyan's window was still dark, streaked with the earliest hints of morning light. He sat on the edge of his bed, still in yesterday's clothes, as the quiet hum of city life began creeping into the silence.

His phone was in his hand—screen glowing faintly.

One new notification blinked at the top.

> [New Bank Account Linked]

Account Holder: Reyan Hart

Balance: ₲10,000

Reyan blinked at the screen, tapped the link, and stared.

It was real.

Not a mock-up. Not a scam. An actual bank account had been created in his name overnight—and it was already funded.

He leaned back slowly, phone still in hand. "...How do I even use this? There's no way I can just walk in and withdraw it."

> [You can.]

[The physical card has been placed in your pant pocket.]

Reyan's eyes snapped down. He reached into the side of his jeans, the same ones he hadn't changed out of since the beating.

Something cool and rectangular slid between his fingers.

He pulled it out.

A glossy, matte-black debit card. His name printed across the front in silver letters.

For a moment, he just sat there—staring at it.

No courier. No password setup. No ID verification.

Just... there.

"…That's not normal."

> [Correct. But I am not bound by conventional logistics.

Consider this card your welcome gift. No one will question it, and it is untraceable. Fully integrated with the system.]

He let out a short breath—part astonished, part overwhelmed.

Suddenly he remembered something.

"…Yesterday, when I completed the task... I felt something weird," he said, frowning. "Like... I could move the world if I wanted to. It only lasted for a second, but it was intense."

> [That was the side-effect of a stat increase.]

Reyan stiffened. "Stats?"

> [Correct. Your confidence attribute rose by one point.

Sudden changes can create momentary emotional fluctuations.]

"…Wait, wait." He sat up straighter. "Are you saying I have... actual stats? Like in a game?"

> [Yes. Would you like to view your status panel?]

Reyan didn't even hesitate. "Show me."

A new screen appeared in front of his eyes, floating silently.

---

▌STATUS PANEL — REYAN HART

──────────────

🏷️ Current Wealth: ₲10,000

💠 Fortune Points: 0

🧠 Attributes:

• Confidence: 21

• Intelligence: 23

• Charm: 16

• Stamina: 30

• Strength: 20

──────────────

Additional features and advanced metrics will unlock as progression continues.

---

[Stat Category Classification – (1–100 Scale)]

Stat Range Tier Description

1–10 🟥 Poor Severely lacking or flawed

11–20 🟧 Below Average Noticeably underperforming or untrained

21–30 🟨 Average Normal adult range; capable and functional

31–40 🟩 High Clearly above average; trained or gifted

41–50 🟦 Excellent Strong talent or expertise

51–60 🟪 Superior National-level performance

61–70 🔷 Exceptional Rare ability, top 0.1%

71–80 🔶 Extraordinary Borderline superhuman

81–90 🟫 Legendary Mythical levels

91–99 🟨 Transcendent Beyond human ability

100 🟦 Perfect (Maxed) System Limit – Absolute Perfection

---

Reyan stared, mouth slightly open.

"It's… real."

The numbers didn't feel fake. They felt right. Like silent truths about himself that were finally being measured.

"Explain them," he said, almost in a whisper.

> [Confidence]: Your ability to act under pressure—public speaking, risk-taking, social initiative.

[Intelligence]: Reasoning, decision-making, learning speed, problem-solving.

[Charm]: How others perceive you—especially romantically and emotionally.

[Stamina]: Your endurance—mental and physical.

[Strength]: Physical ability—defense, presence, and physical tasks.

Reyan slowly nodded, absorbing every word. "So… this is real. I can improve these."

> [Correct. Through system tasks, life choices, and key events.]

He took a breath, voice softer now. "What else does the system do? Are there… only missions?"

> [The system assigns missions based on your current capabilities, emotional state, and environment.]

[Each task has a tier: Low, Mid, or High. Task difficulty and reward scale accordingly.]

[You may request tasks. The system evaluates your environment and growth trajectory before assigning.]

Reyan leaned back on his bed, eyes still locked on the translucent panel. It hovered silently, like a portal only he could see.

"I thought I was crazy," he said quietly.

> [You're not. You're just beginning.]

A silence passed. Then, cautiously, Reyan asked:

"…What about Fortune Points? I saw them listed."

> [Fortune Points are rare and powerful system currency. They are not purchased or farmed. Only earned.]

[They can be used to acquire long-term assets—companies, properties, technology, and occasionally, people.]

[The more Fortune Points you possess, the stronger your purchasing tier becomes.]

> [At 1–5 points, you may access low-tier assets. At 6–10, medium-tier. 11 and above… grants access to high-level, game-changing assets.]

> [These points are awarded for critical achievements only—life-changing missions, intense emotional moments, or major business breakthroughs.]

Reyan's gaze didn't waver. His lips parted slightly as he whispered, "So it's not just about money."

> [Correct. Fortune Points represent destiny-shifting leverage. Use them wisely, and you will reshape the world.]

The screen faded slowly, leaving a faint afterglow in Reyan's vision.

He didn't blink.

Because for the first time in his life, Reyan Hart didn't feel like he was at the bottom.

He was still broke, still bruised, still walking in the shadow of a dead man's scandal.

But now—he had something else.

A system.

A future.

And ₲10,000 was only the beginning.

---

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