?
Two hundred million!
After deducting the cost of his new home, Lin Fan still had more than two hundred million yuan in his account.
To an ordinary person, this kind of money meant living out the rest of their life in luxury—just off the bank interest alone.
But for Lin Fan, this was only the beginning!
However, the moment he spoke those words aloud, the entire crowd burst into hysterical laughter.
The two security guards laughed so hard they nearly toppled over, their caps falling askew. Xiao Sanhai was wiping away tears, holding his stomach as he laughed uncontrollably.
The bystanders, who had come just to watch Lin Fan embarrass himself again, were practically howling with laughter.
> "This loser who couldn't even pay back a thirteen-thousand-yuan debt on time is now saying he wants to deposit two hundred million?"
Even fairy tales wouldn't dare write such nonsense!
Even Chu Yao's gaze turned cold. A man this incompetent, yet still so boastful—this was the type she hated most.
Useless. Trash.
Lin Fan swept his gaze over the mocking crowd and said calmly,
> "What? None of you believe me?"
> "Haven't you heard the saying—Thirty years east of the river, thirty years west of the river?"
Unfortunately, those words only ignited another wave of laughter.
> "Pfft! Bro, are you rehearsing a drama? Is Xiao Yan going to show up too?"
> "I'm dead! This guy is more entertaining than a stand-up comic!"
> "Two hundred million? If he really has that much, I'll pull down my pants and take a dump right here!"
No one believed him. Not a soul.
Lin Fan's fists clenched silently.
He could tolerate being looked down on when he was poor.
But now that he was rich—truly rich—he was still mocked?
What kind of twisted logic was this?!
Without another word, Lin Fan pulled out his bank card and waved it calmly.
> "Don't believe me? Then swipe this card and find out."
Xiao Sanhai sneered as he wiped away tears from laughing,
> "Stop making a fool of yourself. If I touched you, I'd be afraid I'd dirty my hands."
Lin Fan ignored him and turned to Chu Yao instead.
> "Miss Chu, you don't believe me either?"
Chu Yao took off her sunglasses, revealing a stunningly elegant face—her sharp nose, pink lips, and alluring phoenix eyes all perfectly harmonized.
Lin Fan was momentarily dazed.
Seeing his gaze, Chu Yao's expression turned even colder.
As one of the Three Beauties of Shanghai, she was no stranger to admiration.
Countless rich young masters pursued her—men with wealth, power, and family backgrounds. Even they could barely catch her attention.
As for someone like Lin Fan?
He wasn't even worth a glance.
> "If you're bored, find somewhere else to entertain yourself," she said coldly. "Don't cause trouble at my Huahai Bank."
She didn't even need to say more—her tone made her stance clear.
Lin Fan nodded. Understood.
Just as he turned to leave, a voice suddenly called out from behind him.
> "Sir, if you'd like to handle banking business, may I invite you to our Qianye Bank?"
The speaker was a beautiful young woman in a work uniform, her chest badge reading: Qianye Bank.
Shanghai's two major banks—Huahai and Qianye—had once been rivals of equal strength.
But over the years, Qianye Bank had gradually declined. Now, it was seen as a dying beast, overtaken step by step.
Clearly, this woman had just walked out of the Qianye branch located directly across the street.
> "You're… inviting me?" Lin Fan was a bit surprised.
The young woman smiled gently and took his hand.
> "Yes, sir. If you want to conduct business, please consider us at Qianye Bank. We'll provide you with the utmost service."
The onlookers exploded again.
Xiao Sanhai sneered,
> "Tsk, no wonder Qianye Bank is failing. Scraping the bottom of the barrel like this?"
> "Come on, how much money can that guy possibly have?"
The crowd murmured in agreement.
> "Trying to poach trash like him? Qianye Bank must be desperate!"
It was true—Qianye Bank had been on a downward spiral for years. Branches were closing daily.
Now, seeing them solicit a known bankrupt loser, people believed the end was truly near.
But Lin Fan looked at the girl in front of him and asked,
> "Aren't you afraid what I said earlier was just a lie?"
The girl smiled again.
> "It's okay. Honestly, I really can't stand how Huahai Bank bullies people. Even if it turns out you're joking, I'd rather take a gamble on someone who deserves respect."
> "If you really want to do business, we'll make sure everything goes smoothly for you."
Moved, Lin Fan asked softly,
> "What's your name?"
> "Xiao Qian," she replied.
Lin Fan nodded.
> "Alright, Xiao Qian. I've remembered your name—and you'll be glad you made this choice today."
With that, he followed her across the street into Qianye Bank.
The onlookers watched with mocking expressions.
> "Still putting on an act? He's hopeless."
> "Just wait, that girl will regret it once she realizes he's got nothing."
Chu Yao, meanwhile, simply glanced away and returned to the Huahai building. She had more important tasks to handle than wasting time on a clown.
---
Inside Qianye Bank, Lin Fan was immediately greeted with exceptional service.
Even without confirming his status, the staff treated him politely. Hot tea was served. Procedures were quick and streamlined. The atmosphere was warm and professional.
It was a stark contrast to Huahai Bank.
Such a pity, Lin Fan thought. Qianye Bank had the right attitude, but they'd failed because of poor strategy.
Xiao Qian took his card and smiled politely.
> "Mr. Lin, please wait a moment. I'll go process a new card for you. The card tier will be determined by your deposit amount."
> "But rest assured—even our basic tier cards come with excellent benefits."
She honestly didn't believe there would be anything close to two hundred million in that card.
But when she inserted it into the terminal—
She froze.
Her pupils shrank, and her throat turned dry.
Her eyes locked on the string of dense zeros on the screen.
Boom!
It was as if her brain had exploded!
---