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Chapter 25 - Chapter 25: Credit Card with 100 Million Overdraft Limit

The interest rate on current accounts is really not that high.

After much thought, Liu Jun could only calculate interest for Yang Chen at the current account rate of 1%.

Yang Chen is not the kind of person who would embarrass others whenever he gets the chance.

The one-year current account interest rate offered by major banks is 0.3%.

Liu Jun gave 1%, which is already very favorable.

However, Yang Chen did not express whether he accepted or not.

Liu Jun was panicked.

1% interest rate is considered very high by professionals.

But for ordinary people, this is just a bargain price and has no appeal at all.

Therefore, in order to persuade Yang Chen to keep the 100 million deposit, Liu Jun quickly offered other discounts.

In addition to the high-end services provided by other banks.

Liu Jun gave Yang Chen another credit card with an overdraft of 100 million.

Interest-free for half a year, and cash withdrawal is supported.

In other words, Yang Chen's 100 million stored here is equivalent to having 200 million available for use.

As long as you pay it back within half a year, there is no cost.

This preferential policy is very attractive.

There were really no good investment projects, so Yang Chen took out 100 million from his credit card and put it in the bank to earn interest. The interest for half a year was enough to buy a small three-bedroom apartment.

If it were someone else, it might take half a year for the bank loan to be approved.

Based on Yang Chen's current life experience, he felt that the 100 million had already played the greatest role.

I can almost accept Liu Jun's conditions.

Yang Chen: "I am very moved by President Liu's sincerity, so let's leave the 100 million here."

Liu Jun: "Okay, okay...hahaha...come on, I'll use tea instead of wine to toast you, brother."

Yang Chen picked up the teacup with a smile, and the two of them drank it all in one gulp.

Afterwards, Liu Jun called VIP account manager Liu Yun.

"Manager Liu, please come to my office."

"Okay. I have a client here who is handling business. Please wait a moment."

"What client?"

"C-level."

"Don't worry about him. Come to my office right now."

Liu Jun classified customers into different levels in internal rules and regulations.

VIP customers are also divided into five levels: S, A, B, C, and D.

Class C customers refer to organizations or individuals with a bank deposit of 10 million.

And Yang Chen is an S-level customer.

If I have to choose one to provide a service, of course it would be to provide services to the S-level Yang Chen.

Liu Yun couldn't understand what the president was doing.

They don't care about C-level VIP customers, so what is so important?

However, his orders must be followed.

She could only say something to the customer who was handling business and then quickly ran to the president's office.

"President, what do you want me to do?" Liu Yun asked breathlessly.

Liu Jun: "Take Brother Yang to apply for a credit card immediately. The limit is 100 million and you can withdraw cash from this bank."

Liu Yun looked carefully and found that the person sitting there was actually Yang Chen.

She looked surprised and asked, "Yang…Yang Chen?"

Yang Chen had met Liu Yun when he was interning here before.

Liu Yun was a VIP account manager, she had very high standards and had never even looked at Yang Chen.

She also heard that Zhang Heng had snatched Li Xinyu away.

That's why she was shocked.

Why would the bank president give him such a high-standard credit card?

This type of credit card is based on the cardholder's bank deposits.

A limit of 100 million means that the deposit must be at least 100 million.

so...

Yang Chen has 100 million in savings?

Then how could he just watch Li Xinyu being snatched away by Zhang Heng?

This doesn't make sense at all.

Liu Jun: "Manager Liu, what are you standing there for? Go and open a card for Brother Yang.

"

Liu Yun woke up quickly and hurriedly replied: "Oh, okay, okay. Mr. Yang, please follow me to the VIP reception room."

Although she was shocked, Liu Yun thought quickly and immediately changed her words to Mr. Yang.

Yang Chen: "Yes. President Liu, I'll go over first."

Liu Jun: "Okay, okay..."

Liu Yun said to Yang Chen very respectfully: "Mr. Yang, please come this way."

Yang Chen: "Thank you, Manager Liu."

Liu Yun: "No thanks, no thanks..."

The two men walked out of the president's office.

Liu Yun quickly asked in a low voice: "Yang Chen...Oh, no, Mr. Yang, how come you have 100 million in savings?"

Yang Chen: "Guess."

Liu Yun: "…"

The two of them happened to pass by the bathroom.

Liu Yun felt that she needed to touch up her makeup, so she quickly said to Yang Chen: "Mr. Yang, please go to the VIP reception room and wait for a while. I'll go to the bathroom. Is that okay?"

Yang Chen: "Okay. I'm familiar with the road, just go by yourself."

Liu Yun nodded and quickly turned and went into the bathroom.

Speaking of which, there was once some unpleasantness between Yang Chen and Liu Yun.

At that time, Yang Chen was an intern and Liu Yun looked down on him.

One time, Yang Chen took a client directly to the VIP reception room without saying hello in advance.

It happened that Liu Yun was just taking a nap at that time.

She was very angry, and after the guests left, she scolded Yang Chen.

Although it was not a greeting from family, words like "little person", "uncultured", "uneducated" etc. were used.

As a newcomer who just graduated from school, Yang Chen definitely wouldn't dare to offend this kind of person.

Moreover, he is still in the internship period, so he can only choose to endure it.

Now knowing that Yang Chen was a big shot with at least 100 million in savings, Liu Yun panicked.

She had to quickly touch up her makeup, and handle business with Yang Chen alone later, taking the opportunity to get closer to him and eliminate the previous unpleasantness.

It would be even better if there is a chance to develop further with him.

At the age of 30, she has rejected dozens of suitors. What she is waiting for is a high-quality man like Yang Chen.

Now that the opportunity has come, we must seize it no matter what.

In fact, she was totally overthinking it.

It's impossible for Yang Chen to want a 30-year-old leftover woman. Wouldn't an 18-year-old be more attractive?

Moreover, Yang Chen had already forgotten the unpleasantness between them.

Her foolish behavior would only remind Yang Chen of these unpleasant things.

On the other side, Yang Chen came to the VIP reception room.

There is a person waiting inside.

Yang Chen walked closer and realized that the person sitting inside was actually Li Qing.

He was the guy who deliberately made trouble because of Wang Mengqi at the entrance of Wanda Plaza this morning.

Li Qing suffered a great loss there and lost all his face.

When he saw Yang Chen again, he was also shocked, and hurriedly stood up and asked, "Why are you here?"

Yang Chen: "What you said is very stupid. Why do you think I'm here?"

Li Qing: "Fuck, you've come to the wrong place. This is the VIP reception room. If you want to withdraw money, you have to go to the lobby window. How can you come here with so little money in your account?"

Yang Chen: "Oh, thank you for reminding me. What are you doing here? Taking out a loan to buy a car."

Li Qing: "How do you know?"

Yang Chen: "Fuck, I guessed it right?"

Li Qing: "Yes, I'm here to get a loan. I have to buy a car anyway. If I buy it now, I can get Wang Mengqi into bed. Why shouldn't I buy it now? I warn you, stay away from her. I know a lot of friends. If I want to stop you from setting up a stall, I can just make a phone call and it will be done. There's no need to ruin your livelihood for a girl who doesn't belong to you."

Yang Chen: "I told you that you are as stupid as the villain in the stupid novel, and you still don't admit it. When did I get close to her? If you can't catch up, it's because you are not capable enough. Don't blame others, okay?"

Li Qing: "I don't want to talk to you, just get out of here and don't bother me with my business."

Yang Chen: "Fuck, you took out a loan to buy a Bentley, can you afford it?"

Li Qing: "Haha...what a joke! My factory just received a big order. Once the goods are delivered, we can earn at least 10 million. You say I can't pay it back?"

Yang Chen: "Is this the order from the Blue Sky Garment Trading Company you mentioned?"

Li Qing: "Yes!"

The system is already processing the equity transfer procedures.

It won't be long before 100% of the shares of Blue Sky Clothing Trading Company will belong to Yang Chen.

With this kind of attitude towards Yang Chen, he still wants to make 10 million from Blue Sky Clothing Trading Company. Isn't that just dreaming?

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