"Unless you're Bill Gates, you're just one serious illness away from bankruptcy!"
Slophel mused, "Although this sounds a bit exaggerated, it is somewhat true, especially for the American middle class."
"The United States does have relatively comprehensive medical insurance, and major illness insurance, but except for a few high-cost private health insurances, most medical insurances have strict regulations on treatment methods, medicines used, choice of hospitals, and even attending physicians."
"If the illness is severe and complicated, and one seeks treatment from renowned doctors in private hospitals, or requests consultations, the out-of-pocket expenses can be shockingly high."
"Moreover, not all Americans have medical insurance. There are many insured Americans who, due to unemployment or various reasons, sometimes find themselves in periods without coverage."
"These people, once they contract a serious illness, can only wait to die, or go bankrupt due to their illness."
