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"No, quite the contrary." Harry explained, trying to highlight the financial aspect of the issue at hand. "And, surprisingly, that's the problem." The flames in the fireplace turned green as Nagnok stepped out and not a moment too soon, Harry figured. His financial advisor was once more dressed impeccably, his round glasses perched onto his crooked nose. Harry rose to greet him, exchanging the customary pleasantries.
"Mr. Potter, your manners are always impeccable." The goblin stated as Harry led him towards the armchair in between the two couches he and his parents occupied, facing the fireplace.
"Nagnok-nür, my manners are only such as my guest inspires." Harry answered, knowing fully well how goblins appreciated respect, especially coming from a wizard.
"As I said, impeccable." The goblin insisted, black eyes shining with mirth, a wide, satisfied smile full of pointy teeth gracing his face.
"Allow me to introduce you my parents." Harry stated, pointing at the two other Potters in the room.
"Mrs. Potter, Mr. Potter." Nagonk greeted them, a curt bow punctuating his words.
"Mr. Nagnok." James greeted the goblin in a startled tone. The goblin in question sneered imperceptivity at the term 'mister' -one his race believed was only to be used for wizards- instead of the more appropriate goblin term. Not commenting further on the subject, he sat on the armchair and wasted no time beating around the bush.
"I suppose you know the main reason why I'm here."
"I gave them the main idea," Harry intervened "but I didn't want to start going into specifics without you here, Nagnok-nür. I have to admit this surpasses my area of expertise."
"A prudent move, Mr. Potter." The goblin stated, clearly pleased.
"Would you mind explaining, sir?" Lily asked, fidgeting a little; she didn't like not knowing what was happening around her, especially if it somehow affected her family. And the realization of not knowing what was happening to her youngest son's life had hit her like a ton of bricks; she would rather not have another thing happening she wasn't aware of.
"Not at all, madam." Nagnok assured her. "That's why I'm here." He leaned back on the armchair and looked at the older Potters speculatively. "You are aware that I am your youngest son's financial advisor." He stated matter-of-factly.
"Yes, we are." James offered.
"I'll try to keep this simple; your son's fortune is great, especially for a wizard his age." Harry tried to fight a blush he just knew was coming down; it wouldn't do at all to blush in front of a goblin, especially not his financial advisor! "And it's only increasing as the time passes. That, of course, attracts problems."
"What type of problems, Mr. Nagnok?" James asked, his eyes shifting from the goblin to his son and back.
"To once again put it simply, your son is a minor. That means that he does not have complete control over his assets yet. That privilege falls to you, his appointed guardians till he comes of age. Still, since the money is on your son's name, not even you have free rein over young Mr. Potter's fortune."
"What do you mean exactly?" Lily asked, confused by where this conversation was headed.
"What Nagnok is trying to say, Mom, is that, as long as I'm a minor with an account under my name, all the money in that account are, essentially, unprotected." Harry explained.
"Unprotected?" James asked, looking at his son in confusion. "How? Your money is in Gringotts after all!"
"That might be, Mr. Potter, but its physical presence in Griggots alone does not guarantee its security." Nagnok continued. "Having someone accumulate such a great fortune in such a young age is not common. It saddens me to say that neither Gringgots nor the Ministry have provided a way to protect such a fortune." He looked at the still befuddled faces on the couch left to him and sighed. "Look at it this way; your son only has a specific amount of power over his assets, correct? He can access them, withdraw to a certain extent and deposit but he can not invest anything should you wish him not to. He might lose control of his account completely with one single word from you, Mr. Potter, and you are able to access his account and withdraw as much money as you wish."
"I would never do that!" James exclaimed insulted.
"I know, Prongs." Harry assured him. "Nagnok is just explaining what may happen to my account as long as things are left as they are. And that's not all."
"As you son stated, Mr. Potter," Nagnok continued without apologizing to the still fuming James, "there's more to this issue than you have heard so far. There are others that might have their eyes set on young Mr. Potter's fortune."
"Snape!" James seethed, looking at Harry through narrowed eyes. "I knew we couldn't trust Snivellus…"
"Sev is not the problem!" Harry exclaimed, his voice cold as he glared at Prongs. He couldn't believe how swiftly James was ready to accuse his father of everything bad that happened. "I asked you to listen before you jump to conclusions." Prongs seemed anxious to add something more but his son's hard gaze betrayed how much the teen didn't want to hear it. And just like that, James Potter finally realized he might just be out of his depth.
"As young Mr. Potter said," Nagnok stated, looking at the oldest Potter disdainfully, "Mr. Severus Snape is not the problem. I first approached Mr. Snape with this issue when the contract for the creation of the memory spheres was signed and he immediately agreed to sign off any claim he might have had over your son's fortune. I can procure his waiver, signed and all, at any given moment, should you wish to see it. Mr. Snape has made it quite clear, verbally and legally, that he has no intention to touch a knut of your son's fortune." At that, James fell silent, all anger leaving him.
HI GUYS IF YOU WANT READ 300 + CHAPTERS THEN VISIT
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